How can an investment advisor really help?
Try to solve the puzzle below. Pick a square to begin. If you need help, you can ask for a clue. If you give up, you can have it solved for you.
The Four Queens Puzzle is an example of a "zero knowledge game." Before you can win, you first need to discover the rules and the objective.
Investing for retirement is a lot like that. If you don't know where you're going, it's hard to get there.
Taking a few simple steps now to ensure you’re on the right path can have enormous benefits down the road.
Can you solve this classic riddle? You can ask for clues. When you're ready, reveal the answer.
This thing all things devours:
Birds, beasts, trees, flowers;
Gnaws iron, bites steel;
Grinds hard stones to meal;
Slays king, ruins town,
And beats high mountains down.
This J.R.R. Tolkien riddle was posed by Gollum to Bilbo Baggins in The Hobbit. We could add a final line: "And it's the most important factor in investing."
Time is both the biggest factor and the greatest challenge when it comes to reaching your retirement goals.
Starting early makes achieving retirement goals much easier. The reason is a bit of mathematical magic called "compounding."
On the other hand, time makes things much harder because we're less likely to pay attention to things with longer-term consequences — it's basic human nature.
If you're going on a trip, there's the planning and the journey, followed by what you do when you get there. Allow plenty of time and it's easier to enjoy the journey; wait too long and the process can be rushed and stressful. This is especially true if you're going someplace you've never been before — like retirement.
We believe your needs and desires lie at the center of our disciplined investment approach. Only after understanding your reason for investing do we begin to tailor such strategy. We are not interested in keeping up with certain market indexes. We are wanting to implement a portfolio that has broad diversification among ALL asset classes to reduce risk and receive favorable returns over time. Managing risk is what it's all about. Achieving all of your goals and maintaining strong relationships with all clients is our number one goal.
Like anything else, if you want to succeed in achieving financial independence, having a plan is essential. Crew Capital is committed in developing and implementing a personal plan that will grow, preserve, and protect your assets and meet your financial needs. As a fiduciary, we are legally bound to always work for our clients' best interests.
Whether it's planning for complicated estate issues, understanding complex stock incentives, or simply trying to build a safe and secure retirement, let us be a trusted resource with independent and creative methods to meet your desired outcome.
Our strategy is simple. We diversify in a dozen different asset classes. This gives us three very distinct advantages:
The profit is in the detail. There is great importance in both developing a customized plan and prudently monitoring your portfolio. Whether it’s actively making changes due to lifestyle, geopolitical concerns, economic factors, market valuations, or because of a change to your risk tolerance, being detailed with the implementation of such changes is essential in your success. We provide such detail.
We look to meet one agenda - yours.
Whether you have inherited money and need to invest or have been carefully building your own savings for years, we cater our services to meet your individual needs. You have your own set of goals. We want to help you achieve them.
You want a plan. You want transparency. You want to be a part of the process, and you want your investments to make sense and be instrumental in achieving financial success. We get it.
That's why we want to help you think of what you want in your financial advisor. We've compiled a list of seven questions you should be asking yourself about your current situation:
If you would like help answering these questions, please contact us! We would love to take the time to hear your needs, concerns, and vision.
Rob graduated from the University of Cincinnati with a BBA in Accounting and Finance. He began his professional career in 1986 with a focus on accounting and financial planning with a “ Big Eight” accounting firm. In 1993, Rob focused his career on investment management and served as Vice President/ Trustee Officer, managing portfolios for private clients. In 1997, Rob became a portfolio manager for Bartlett & Co. In 2001 Rob joined a multi-family office focused on the needs of P&G, Scripps and Convergys executives. In 2003, he founded Crew Capital. Rob is a Chartered Financial Analyst and a member of the CFA Institute and the Cincinnati Society of Financial Analysts. * CPA is inactive
Rob and his wife , Laurie, have four boys. He is the Treasurer and board member for LADD, Living Arrangements for the Developmentally Disabled. He served six years as a volunteer for St. James Education Commission.Email: firstname.lastname@example.org
Scott is a 1984 graduate of the University of Cincinnati with a Bachelor’s Degree in Business Administration and Accounting. Scott has 30 years of financial industry experience and was previously Director of Research, Chief Investment Officer, Director of Portfolio Management, and a Private Client Advisor with Haberer Registered Investment Advisor, Inc. Prior to that he was a Mutual Fund Manager, Trust Officer, and Research Analyst with US Bancorp. Scott is a Chartered Financial Analyst, a member of the CFA Institute, and a member of the Cincinnati Society of Financial Analysts. Scott was named a Cincinnati Magazine Five Star Wealth Manager in 2009, 2010, 2011, 2012, 2013 and 2014.
Scott has two daughters and his hobbies are focused on music and sports. He served as a volunteer Board Member of the Boys & Girls Clubs of Clermont County. He is also a volunteer musician at his local community Church.Email: email@example.com
We're a lot more personable in person. Let's talk.